Our Partner Banks

We collaborate with India's leading banks to bring you the best loan deals with competitive interest rates and flexible terms.

12+ Partner Banks
8.5% Lowest Interest Rate
24h Fast Approval

Partner Banks Comparison

Compare features, interest rates, and processing fees across all our partner banks to choose the best option for your needs.

HDFC Bank

HDFC Bank

Interest Rate 8.5% - 15.5% p.a.
Processing Fee 1.5%
Max Loan Amount ₹25 Lakhs

Key Features:

  • Quick approval
  • Minimal documentation
  • Flexible tenure
ICICI Bank

ICICI Bank

Interest Rate 9.0% - 16.0% p.a.
Processing Fee 2.0%
Max Loan Amount ₹20 Lakhs

Key Features:

  • Flexible tenure
  • Online process
  • Balance transfer
State Bank of India

State Bank of India

Interest Rate 8.75% - 14.5% p.a.
Processing Fee 1.0%
Max Loan Amount ₹30 Lakhs

Key Features:

  • Low interest rates
  • Government bank
  • Wide network
Axis Bank

Axis Bank

Interest Rate 9.5% - 16.5% p.a.
Processing Fee 2.5%
Max Loan Amount ₹25 Lakhs

Key Features:

  • Digital process
  • Instant approval
  • Special offers
Kotak Mahindra Bank

Kotak Mahindra Bank

Interest Rate 9.25% - 15.75% p.a.
Processing Fee 2.0%
Max Loan Amount ₹20 Lakhs

Key Features:

  • Pre-approved offers
  • Easy EMI
  • Quick disbursal
IndusInd Bank

IndusInd Bank

Interest Rate 10.0% - 17.0% p.a.
Processing Fee 2.0%
Max Loan Amount ₹15 Lakhs

Key Features:

  • Special corporate rates
  • Quick processing
  • Online approval
Yes Bank

Yes Bank

Interest Rate 9.75% - 16.25% p.a.
Processing Fee 2.25%
Max Loan Amount ₹18 Lakhs

Key Features:

  • Balance transfer facility
  • Flexible repayment
  • Quick service
Bank of Baroda

Bank of Baroda

Interest Rate 8.9% - 14.9% p.a.
Processing Fee 1.25%
Max Loan Amount ₹25 Lakhs

Key Features:

  • Public sector benefits
  • Trusted
  • Low processing fee
Punjab National Bank

Punjab National Bank

Interest Rate 9.1% - 15.1% p.a.
Processing Fee 1.5%
Max Loan Amount ₹20 Lakhs

Key Features:

  • Wide network
  • Trusted
  • Government backing
IDFC First Bank

IDFC First Bank

Interest Rate 10.5% - 18.0% p.a.
Processing Fee 2.75%
Max Loan Amount ₹15 Lakhs

Key Features:

  • First time borrowers welcome
  • Flexible terms
  • Quick processing
Standard Chartered

Standard Chartered

Interest Rate 8.8% - 15.5% p.a.
Processing Fee 2.0%
Max Loan Amount ₹30 Lakhs

Key Features:

  • International standards
  • Premium service
  • Flexible options
HSBC Bank

HSBC Bank

Interest Rate 9.2% - 16.0% p.a.
Processing Fee 2.5%
Max Loan Amount ₹25 Lakhs

Key Features:

  • Global presence
  • Premium service
  • Special NRI rates

Detailed Comparison

Bank Name Interest Rate Processing Fee Max Loan Tenure Approval Time
HDFC Bank HDFC Bank
8.5% - 15.5% 1.5% ₹25 Lakhs 1-7 Years 24-48 Hours
ICICI Bank ICICI Bank
9.0% - 16.0% 2.0% ₹20 Lakhs 1-7 Years 24-48 Hours
State Bank of India State Bank of India
8.75% - 14.5% 1.0% ₹30 Lakhs 1-7 Years 24-48 Hours
Axis Bank Axis Bank
9.5% - 16.5% 2.5% ₹25 Lakhs 1-7 Years 24-48 Hours
Kotak Mahindra Bank Kotak Mahindra Bank
9.25% - 15.75% 2.0% ₹20 Lakhs 1-7 Years 24-48 Hours
IndusInd Bank IndusInd Bank
10.0% - 17.0% 2.0% ₹15 Lakhs 1-7 Years 24-48 Hours
Yes Bank Yes Bank
9.75% - 16.25% 2.25% ₹18 Lakhs 1-7 Years 24-48 Hours
Bank of Baroda Bank of Baroda
8.9% - 14.9% 1.25% ₹25 Lakhs 1-7 Years 24-48 Hours
Punjab National Bank Punjab National Bank
9.1% - 15.1% 1.5% ₹20 Lakhs 1-7 Years 24-48 Hours
IDFC First Bank IDFC First Bank
10.5% - 18.0% 2.75% ₹15 Lakhs 1-7 Years 24-48 Hours
Standard Chartered Standard Chartered
8.8% - 15.5% 2.0% ₹30 Lakhs 1-7 Years 24-48 Hours
HSBC Bank HSBC Bank
9.2% - 16.0% 2.5% ₹25 Lakhs 1-7 Years 24-48 Hours

Why Choose Through KapitalFintec?

Best Rates Guaranteed

We negotiate with banks to get you the lowest possible interest rates in the market.

100% Safe & Secure

Bank-level security with end-to-end encryption for all your financial data.

Fast Processing

Single application reaches multiple banks, speeding up the approval process.

Dedicated Support

Personal relationship manager to guide you through the entire process.

How to Choose the Right Bank?

1

Compare Interest Rates

Look for banks offering competitive rates within your repayment capacity.

2

Check Processing Fees

Some banks charge higher fees but offer better service and faster processing.

3

Review Features

Consider prepayment options, foreclosure charges, and additional benefits.

4

Customer Service

Choose banks with good customer support and easy grievance redressal.

Bank Selection Guide

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